Mon-Fri 9am to 5pm
06 835 0444
197 Marine Parade
Napier, NZ

Need extra funds to cover life’s expenses? A personal loan from Credit House Finance can help you manage planned or unexpected costs with structured repayments and a clear process.

Whether you’re covering car repairs, medical bills, home essentials, or consolidating smaller debts, we aim to provide practical lending solutions tailored to your situation.

What Can a Personal Loan Be Used For?

Our personal loans may be used for:

  • Car repairs and vehicle purchases
  • Medical or dental expenses
  • Funeral costs and unveilings
  • Emergency bills
  • Household appliances
  • Travel, holidays and family events
  • Unexpected emergencies

If you’re unsure whether your situation qualifies, our team can guide you through your options.

How Our Personal Loans Work

We keep the process simple and easy:

  1. Submit your application online
  2. Provide supporting information
  3. We assess your situation responsibly

We focus on responsible lending and ensure repayments are set to suit your financial position.

Why Choose Credit House Finance?

  • Locally owned and operated
  • Servicing the Bay since 1985
  • Simple online application process
  • Fast response times
  • Clear loan terms
  • Set affordable rates
  • Confidential and professional service

We understand that everyone’s financial situation is different. Our goal is to provide lending options that are simple to understand.

Responsible Lending

We carefully assess every application to ensure the loan is affordable and suitable. We encourage all applicants to borrow only what they need and ensure repayments fit comfortably within their budget.

Apply for a Personal Loan Today

If you’re ready to move forward, start your application online.
Our team is here to help guide you through the process.

APPLY NOW